Cates vies for JP slot

Zach Cates announced he will run for Justice of the Peace, District 13, on the Faulkner County Quorum Court.

Cates is running on the Republican ticket.

He describes himself as a fiscal conservative, who believes the government should be held accountable for how they serve the people.

Cates is a purchasing agent at Rausch Coleman Homes, where he manages budgets and material costs.

Cates was born in Conway, where he graduated from Conway High School.

He went to Northeast Texas Community College and was drafted in the third round of the 2010 Major League Baseball draft by the San Diego Padres.

Cates completed his baseball career in the Chicago Cubs organization.

While playing professional baseball, Cates earned a Bachelor of Science in Business Management from the University of Phoenix.

Zach, his wife Kelly, and their 4-month-old daughter, Sutton, are active members of the Conway community.

The Cates family is involved with the CALL (Children of Arkansas Loved for a Lifetime) where they serve as foster parents for children in Faulkner County. Zach also serves on the board of the CALL. Zach and Kelly are members of Conway’s First Baptist Church where Zach teaches 1st-4th grade Sunday School.

“Because of baseball, I had the opportunity to travel and live all over the United States; therefore, I can say with full confidence that there is no place like Central Arkansas,” he said in a statement. “My family is thankful to call Conway home. I commit to keeping Faulkner County a desirable place to live by voting to keep taxes low and using tax payer dollars to benefit the tax payer. It would be an honor and privilege to serve as Justice of the Peace for the 13th District.”

The position is for a two-year term that will begin in January 2019. The Republican primary election will be held May 22.

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Conway apartments to be considered for National Register

Lasley’s College Apartments in Conway is on the list of properties to be considered by the State Review Board of the Arkansas Historic Preservation Program for nomination to the National Register of Historic Places.

The apartments on Bruce Street were built in 1947 and bought that year by Jewell Lasley.

The courtyard complex has 16 apartments and was built to provide housing for students at then Arkansas State Teachers College.

The property was nominated by the Conway Historic District Commission.

The review board will meet at 10 a.m. April 6 at Keo United Methodist Church.

According to AHPP Director Frances McSwain, other properties to be considered are:

‒ Missouri Pacific Caboose No. 928 at Bald Knob in White County.

‒ Keo Commercial Historic District at Keo in Lonoke County.

‒ Mathis-Hyde House at Augusta in Woodruff County.

‒ Wingmead near Roe in Prairie County.

‒ Arkadelphia Commercial Historic District at Arkadelphia in Clark County.

‒ Saline Cemetery at Allis in Drew County.

‒ East Hamilton Avenue Historic District at Wynne in Cross County.

‒ William P. and Rosa Lee Martin Farm near Marshall in Searcy County.

‒ Bethel Cemetery at Denton in Lawrence County.

‒ Booneville Methodist Episcopal Church South at Booneville in Logan County.

‒ Greenwood Gymnasium at Greenwood in Sebastian County.

The board also will consider the Charlotte School Building at Charlotte in Independence County for listing on the Arkansas Register of Historic Places. The Arkansas Register recognizes historically significant properties that do not meet the requirements of National Register listing.

For more information on the National Register of Historic Places program, write the AHPP at 1500 Tower Building, 323 Center St., Little Rock, Ark., 72201, call the agency at (501) 324-9880 (TDD 501-324-9811), send e-mail to info@arkansaspreservation.org or visit the AHPP’s Internet web site at www.arkansaspreservation.org.

(Staff writer Becky Harris can be reached at 505-1234 or becky.harris@thecabin.net.)

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Real Risks You Need To Know Before Investing In Home Bancshares Inc (Conway AR) (NASDAQ:HOMB)

Post-GFC recovery has led to improving credit quality and a strong growth environment for the banking sector. Home Bancshares Inc (Conway AR) (NASDAQ:HOMB)is a small-cap bank with a market capitalisation of USD $4.28B. Its profit and value are directly impacted by its borrowers’ ability to pay which is driven by the level of economic growth. This is because growth determines the stability of a borrower’s salary as well as the level of interest rates. Risk associated with repayment is measured by bad debt which is written off as an expense, impacting Home Bancshares (Conway AR)’s bottom line. Today I will take you through some bad debt and liability measures to analyse the level of risky assets held by the bank. Looking through a risk-lens is a useful way to assess the attractiveness of Home Bancshares (Conway AR)’s a stock investment. See our latest analysis for Home Bancshares (Conway AR)

NasdaqGS:HOMB Historical Debt Jan 18th 18

Home Bancshares (Conway AR)’s forecasting and provisioning accuracy for its bad loans indicates it has a strong understanding of its own risk levels. If the level of provisioning covers 100% or more of the actual bad debt expense the bank writes off, then it is relatively accurate and prudent in its bad debt provisioning. With a bad loan to bad debt ratio of 174.47%, the bank has cautiously over-provisioned by 74.47%, which illustrates a safe and prudent forecasting methodology, and its ability to anticipate the factors contributing to its bad loan levels.

If Home Bancshares (Conway AR) does not engage in overly risky lending practices, it is considered to be in good financial shape. Typically, loans that are “bad” and cannot be recuperated by the bank should comprise less than 3% of its total loans. Loans are written off as expenses when they are not repaid, which comes directly out of Home Bancshares (Conway AR)’s profit. Since bad loans make up a relatively small 0.62% of total assets, the bank exhibits strict bad debt management and faces low risk of default.

Handing Money Transparent

Home Bancshares (Conway AR) profits from lending out its various forms of borrowings and charging interest rates. Deposits from customers tend to carry the lowest risk due to the relatively stable interest rate and amount available. Generally, the higher level of deposits a bank retains, the less risky it is deemed to be. Home Bancshares (Conway AR)’s total deposit level of 86.72% of its total liabilities is very high and is well-above the sensible level of 50% for financial institutions. This may mean the bank is too cautious with its level of its safer form of borrowing and has plenty of headroom to take on risker forms of liability.

With positive measures for all three ratios, Home Bancshares (Conway AR) shows a prudent level of managing its risky assets. It seems to have a clear understanding of how much it needs to provision each year for lower quality borrowers and it has maintained a safe level of deposits against its liabilities. The company’s sound and sensible lending strategy gives us more conviction in its ability to manage its operational risks which makes an investment in Home Bancshares (Conway AR) a less risky one. Keep in mind that a stock investment requires research on more than just its operational side. Below, I’ve compiled three key aspects you should further research:

1. Future Outlook: What are well-informed industry analysts predicting for HOMB’s future growth? Take a look at our free research report of analyst consensus for HOMB’s outlook.

2. Valuation: What is HOMB worth today? Has the future growth potential already been factored into the price? The intrinsic value infographic in our free research report helps visualize whether HOMB is currently mispriced by the market.

3. Other High-Performing Stocks: Are there other stocks that provide better prospects with proven track records? Explore our free list of these great stocks here.

To help readers see pass the short term volatility of the financial market, we aim to bring you a long-term focused research analysis purely driven by fundamental data. Note that our analysis does not factor in the latest price sensitive company announcements.

The author is an independent contributor and at the time of publication had no position in the stocks mentioned.

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Wolff: Conway, Spicer, Hicks all helped get interviews for my book

Video by CNN

Michael Wolff, the author of the new White House tell-all "Fire and Fury", said Monday both current and former top White House officials encouraged other aides "to cooperate" in interviews for the book.

"Everybody was told to speak to me," Wolff said in an excerpt from his interview set to air in full on CNN’s "Tonight with Don Lemon."

"[Stephen] Bannon told people to cooperate, Sean Spicer told people to cooperate, Kellyanne Conway told people to cooperate, Hope Hicks," he said respectively about the president’s former chief strategist, former press secretary, senior adviser and current communications director.

Wolff said he conducted over 200 interviews for his new book, "Fire and Fury: Inside the Trump White House," which paints President Trumpas an unstable leader leading a White House in chaos.

"Why are they saying its fake?" Lemon asks.

"Because they are liars," Wolff responds.

"He doesn’t tell the truth because he doesn’t know what the truth is."

Conway, Hicks and Spicer did not immediately respond to individual requests to comment on Wolff’s remark.

Wolff claims in his book that "every single" person around Trump questions "his intelligence and fitness for office."

Trump has repeatedly blasted book as "full of lies." Other White House officials have fiercely pushed back on the claims, while others have raised their eyes about some of Wolff’s broad statements.

Wolff acknowledges in the book’s introduction that certain parts of the book reflect "a version of events I believe to be true" but that are sometimes based on conflicting accounts.

Many of the bombshells in the book come from quotes by Bannon, Trump’s former White House chief strategist’s

The book quotes Bannon blasting Donald Trump Jr., calling him "treasonous" and "unpatriotic" for attending the now infamous June 2016 Trump Tower meeting with a Russian lawyer.

Bannon, who also made disparaging remarks about Ivanka Trump and Jared Kushner, later only walked back his remarks about the president’s eldest son and said those comments were directed towards former campaign chairman Paul Manafort.

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Looking For Suitable Arkansas Housing

There are many places to live in Arkansas, which makes the housing hunt a bit difficult. If you are looking for an apartment or house, it can seem like a nearly impossible task to wade through all of the options. The great thing is that learning the best way to attack the situation will make it simpler than ever before.

The first thing you need to do is figure out what kind of housing would best suit your needs. Are you looking for a small, cozy one-bedroom apartment or do you need a huge house that will accommodate you and your growing family? Would you like a condo with a great view or is a townhouse more your speed? Deciding which housing type is best will help you significantly narrow down the candidates.

Once you are sure what kind of housing you want, it is important for you to set a reasonable budget. How much you spend will vary depending on the financial situation you are in and the part of Arkansas you plan to live in. For instance, a corporate CEO in Little Rock will have different choices than a retail clerk that lives in a suburban town.

Make sure that you look at a good number of properties before making your choice. Many people make the mistake of choosing the first place they come across. This is an error since it means you may miss out on something better that is lurking right ahead.

There is enough housing in Arkansas for everyone to find something that they like. Searching for a place to live is not always easy, but as long as you are strategic when you are planning things out, there is a good chance you will find something sooner than you expected.

Conway runs rampant on Central

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The Conway Wampus Cats made the Central Tigers look like cubs in Conway’s 45-3 win Friday at John McConnell Stadium.

The Wampus Cats (6-2, 4-1 7A Central) did most of their damage on the ground throughout the game, scoring its first three touchdowns on the night.

The first came on the opening drive of the night from 5 yards out by running back Michael George.George added a second rushing touchdown from 20 yards out with 4:36 left in the first quarter, making the score 14-0.George finished the first quarter with 135 yards and two touchdowns on 14 carries. He ended the night with 170 rushing yards and two touchdowns.

“I thought we ran the ball well early and that opened up some things on the play-action,” coach Clint Ashcraft said. “We used play action quite a bit in the second quarter. Those things feed off of each other and that really helped us.”

After stopping Conway’s next drive, Central (2-6, 1-4 7A Central) looked to reverse its fortunes by scoring a touchdown, driving within 10 yards of a touchdown.However, the Wampus Cat defense stopped the Tigers at Conway’s 4.This set up a 21-yard field goal by Keeling Baker with 8:31 left in the second quarter. This would be the only points Central would score all night.

Conway would not be denied a third scoring opportunity when it faced a fourth-and-one at its 47.Running back Brennan Clark broke for a 53-yard touchdown, making the score 21-3.

After another defensive stop, the Wampus Cats were faced with a short field, so they threw the ball for just the third time in the game.Quarterback Andrew Hreha ended the three-play drive with a 30-yard wheel route to George, making the score 28-3 with 1:59 left in the half.

Again, the Conway defense showed up on the opening drive of the second half when safety Jackson Freeman picked off quarterback Donald Robinson at the 27 for a pick-6.

The Wampus Cats once again forced a turnover on the Tigers’ next drive, causing Robinson to fumble, which Conway safety Matt Lloyd recovered. Getting into the backfield seemed like a theme for the Wampus Cats, which forced Central quarterback Jacob Howard from the game.

“We were able to make the quarterback to move around a bit, which is always good for your secondary,” Ashcraft said of the Conway defense. “Their quarterback ended up getting hurt, which in turn, hurt them. I thought our guys played really physical.”

Conway then drove down to the 4, where Jordan Wicks made a 21-yard field goal, putting the game under a running clock with 7:31 left in the third quarter.

Ashcraft sent in the second stringers, who added another touchdown on a 2-yard run by running back Giovanni King.

With two games left in the regular season, the Wampus Cats will travel to Catholic before facing Bryant at home, which will hold playoff seeding implications.

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Arkansas Razorbacks vs. Alabama Crimson Tide Odds, College Football Betting Pick

The Alabama Crimson Tide own the recent rivalry with the Arkansas Razorbacks, winning the last 10 meetings by an average of 23 points, three of them by 35 or more, and going 6-4 against the spread. The Tide will play as huge home favorites when they host the reeling Razorbacks on Saturday night.

College football point spread: The Crimson Tide opened as 29.5-point favorites, according to sportsbooks monitored by OddsShark. (Line updates and matchup report)

College football betting pick, via OddsShark computer: 49.0-16.4 Crimson Tide (College football picks on every game)

Check out the OddsShark podcast on iTunes or at OddsShark.libsyn.com for more picks and a breakdown of this week’s top sports betting news.

Why the Arkansas Razorbacks can cover the spread

It’s difficult to put lipstick on these ‘Hogs at the moment considering they haven’t covered a spread yet this season. They’re also 0-3 against Power Five teams after losing at South Carolina last week 48-22.

That game was tied 10-10 when Arkansas gave up an 18-yard touchdown pass with just four seconds left in the first half. The Razorbacks then gave the game away with three second-half turnovers taken back for Gamecocks touchdowns.

Arkansas got outgained by South Carolina but only by a 358-330 margin. Four total Hogs turnovers, though, led directly to 24 Gamecocks points.

Two weeks ago, the Razorbacks put on a decent performance, beating New Mexico State 42-24. They actually had the 18-point spread covered most of that game but gave up a touchdown early in the fourth quarter and later eschewed a 40-yard field goal attempt, instead settling for a push.

Why the Alabama Crimson Tide can cover the spread

The Tide remain the top-ranked team in the land following their 27-19 victory at Texas A&M last week. Alabama spotted the Aggies an early field goal then scored the game’s next 24 points to take control. The Tide didn’t allow A&M to get back within one score until just 17 seconds remained in the game.

On the evening, Alabama outrushed the Aggies 232-71 and won the turnover battle 3-1. And while they got within a sniff of covering a 25-point spread with that 24-3 lead, they let A&M off the hook. In fact, Tide coach Nick Saban didn’t seem too impressed with his team’s performance and might put his troops through the ringer this week in practice.

Alabama opened SEC play by beating Vanderbilt and Ole Miss by a combined score of 125-3, covering spreads of 20 and 30 points.

Smart pick

Alabama often seems to take it easy on lesser non-conference opponents, but in the SEC, it’s all business. The Tide owns a 20-game conference winning streak, and eight of those wins have come by 28 points or more. Meanwhile, Arkansas quarterback Austin Allen is nursing a sore shoulder, and that news probably sounds like a dinner bell to the Tide defense. Smart money at sports betting sites here wagers Alabama.

College football betting trends

Alabama is 1-4 ATS in its last five games at home.

The total has gone under in seven of Alabama’s last 10 games at home after winning their two most recent home games.

Arkansas is 0-7 ATS in its last seven games.

All college football odds and betting trends courtesy of Bleacher Report’s official odds partner, OddsShark. All quotes gathered firsthand unless otherwise noted. Check out Twitter for injury and line-movement updates and the OddsShark YouTube page for picks and analysis, or download the free odds tracker app.

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What Kind Of Arkansas Housing Is Right For You?

If you wind up living in Arkansas as a new resident, then you have to choose where to live and what kind of Arkansas housing you have to live in. Many from outside the state don’t always have a high opinion of the state, thinking it a small, quiet, rural place. It’s true that a lot of the state is just like that, but that can actually be just what many people want. However, it doesn’t have to be the case for you.

Residents of Arkansas are often portrayed in the media, TV, and movies as people living in mobile home parks. However, this is not all that derogatory a thing when done right. Many mobile homes have interiors that are just as nice as permanent homes to the point that you can’t tell the difference when inside them. It’s a very affordable way to live, where someone can rent a little lot of land and pay a mortgage on a mobile home for less than renting an apartment would cost, making the most of their income.

Permanent homes are of course in abundance here, and you can choose from a variety of environments. If you like a college town and are a fan of the Razorbacks in their many sports, then that’s a place to consider being near. If you want urban amenities and lifestyle, then West Memphis is the place to be. if you have the money (and a boat) you can set up on the banks of the Mississippi or many other rivers flowing through the state. You can even enjoy mountain views and elevations in one of the two ranges crossing the Natural State.

Arkansas housing is often detached homes and apartments, but there are other possibilities, be it mobile homes, tiny homes, townhomes, condos, or just extended-stay facilities.